Business Capital Access Made Easy

Our financing puts your business plans into motion

Apply for Financing

Finance your most valuable assets: Your relationships.

Sign up as a Referral partner

Business Capital Access Made Easy

Our financing puts your business plans into motion

Finance your most valuable assets: Your relationships.

Apply for Financing

Sign up as a Referral partner

Our Company

With an extensive network of funding sources.  Algo can discretely execute everything from a simple $5,000  micro transaction (funded in 24 hours), to a multi-million dollar structured finance loan.   All of our lenders have been fully vetted as funding sources and are subject to strict non disclosure agreements to protect your business. 

Our financing puts your business plans into motion. We help you meet your business financing needs with effective and creative solutions tailored to your circumstances and objectives. 

Algo Capital leverages our deep transaction expertise to identify each unique opportunity associated with diverse industries – everything from owner operator trucking companies to mid-market construction companies to large scale government contracting.

Apply Online

Choose from the following three applications to review and let us know how we can help.

Apply for Financing
Quick Online Application

If your business is in the US, or Canada, Algo’s application only program can get you access to to the capital you need in as little as 24 hours..

 Do you need a new piece of equipment, short term business loan, a purchase order financed, or new software for your business? With a one page application businesses can obtain up to $500,000 in as little as 24 hours.


  • Up to $500,000
  • 1 page credit application
  • Fast & discrete funding

Apply for Financing
Structured Finance Application

Have you ever wasted your time and effort going through a lender’s application process, only to find out the lender’s reason for denial was integral to the transaction from day one?  We would like to let you in on an open secret in the capital markets… your “expert” point of contact at that lender is trained to “BRING EVERYTHING IN” regardless of the negative impact wasting time will have on your business.  Even if the lender has no intention of funding the deal themselves, they will keep you in the dark for as long as it takes them to shop the deal to their network of funding sources.  Only after they have struck out, or found a partner will they bring you up to speed.  Some lender’s sell over 90% of their “funded deals” without the knowledge of the customer.

Algo Capital’s Middle Market Group specializes in working with established companies seeking well planned, custom finance solutions.  Algo knows which lenders are in buy mode, and which lenders are brokering a majority of their transactions.  

  • Over $500,000
  • Full financial package
  • Custom financing solution

Become an Algo Partner
Outsource your funding needs

Leverage Algo’s network of funding sources to find fast solutions to your client’s needs,  so you can put your efforts into finding more business. 

Are you a vendor with a specialized product?  Algo can custom build a lender matrix that understands your product, and has a financing solution for all of your customers.

Come join us.

  • Quick approvals with vetted lenders that understand your business
  • Spend your time making more money, not chasing deals that are already made
  • Market leading participation percentage

Financing options always built specifically for your business. Find your solution

Industries We Cover

Our industry focus allows us to deliver added value in achieving positive financial outcomes for our clients. Our team specializes in creating customized capital solutions in order to finance key business objectives.

Not all industries require the same approach when it comes to finance. We structure financing with your business’s unique industry in mind. Select an industry below, and see how we can help:


New & Used Equipment
Work In Progress Lines Inventory Financing Revolving Line of Credit

Waste Disposal

New & Used Equipment
96G tote, roll off containers, Trucks, Crushers, Excavators, & more

Retail, Food & Beverage

New & Used Equipment
Inventory Financing
Cash Advance

Transportation & Logistics

Trucks & Trailers
Specialized Equipment
Crane & Rigging


Medical Equipment
Dentistry Equipment
IT, Ambulances & More

Transaction Financing

Private Equity
Acquisitions & Recapitalizations AR Factoring & Revolvers

Technology & Software

Implement SaaS Software
Enterprise Technologies
Hardware, Logistics

Don’t see your industry listed? Give Us a call, we have a solution to your needs.  

Ready to Apply for a Loan Now?

Our Process


As a client you will have unlimited access to a capital markets professional. Your Algo contact will review your business plan and financial background to help determine what financing options would best suit your business.


If you already know what you need, you can skip the consultation and fill out our Online Credit Application. If your request is $500,000 or less, we can have an approval back in as little as 24 hours.


Upon the receipt of your application package, our funding team, including your Algo contact, will review your request. Algo will only submit your request to pre-screened lenders that have a history of providing aggressive terms to your industry and credit profile.


Algo will contact you and review the approval terms offered by our lending partners. You can then select which approval works for you and direct the funds to the appropriate destination. You are under no obligation to move forward with any of the financing options offered if Algo cannot find the right fit for you.


Why and how do we use Technology?

Our technology focus is a differentiating factor which we bring to every relationship.


We view every potential client as a long term relationship. Our commitment to this relationship starts with your data. We secure client data and documents to ensure privacy and security. This carries on to the network of lenders we use to fund our transactions. Algo has legal agreements in place with all of our pre-screened lending partners that protect you against overexposure to the capital markets.

Lender Pre-Qualification

Do you know what lenders are REALLY open for business in the post COVID-19 world? Does a lender have an unlisted clause or requirement that would prevent your company from being approved? Does your company's EBITDA qualify you for a better approval from a different lender? These are just a few of the hundreds of thousands of ever shifting data points that Algo's proprietary technology uses to match you with the best funding option.

Portal and App access

Monitor the progress of your submissions in real time. Compare offers, sign documents, and upload funding paperwork in the field. Algo knows what you need to improve the efficiency of the funding process so you can spend your time on generating more business

Referral Program

Do you know a business that needs financing?

Would you like outsource your funding process so you can focus on more opportunities?

Learn more about our one time and standing referral agreements.


Algo Capital was founded by experienced lending, growth and technology professionals to address the changing needs of growing businesses in a changing and volatile business environment.  We have been financing small, medium, and enterprise sized businesses throughout the United States for years. In that time, we have placed over $2B in transactions to hundreds of customers in small and mid-market arenas throughout the US and Canada.


Call us at
(646) 389-3199

We want to hear from you.

Why Work with ALGO?

Algo is a new type of lending facilitator, powered by relationships and technology.

Modern Operational Model

We marry expertise, relationship and technology to deliver successful outcomes for our clients and partners.

Capital Market Expertise and Access

We keep a close eye on capital markets, lenders and market conditions to identify the best funding sources on an ongoing basis.

Relationship Driven

We want to work with you at all stages of your business lifecycle and provide you with the tools to grow your business, .

Do you have relationships with borrowers or vendors that would benefit from access to our platform?

Become a partner and start earning referral fees for helping your clients, colleagues and friends discover their financing options through Algo.

Get In Touch

Start a conversation with us about your financing needs